Welcome to Iconic Mortgage Solutions Blog

Thinking about refinancing your home loan? Whether you are looking for a lower interest rate, reduced repayments or debt consolidation, refinancing could help you achieve your financial goals. However, complicated paperwork, lengthy discharge processes and settlement…

Most mortgage professionals occasionally work with NFP clients. Iconic Mortgage Solutions made a deliberate choice to specialise in them. Why NFP borrowers deserve specialist support NFP employees contribute enormously to the community, often on modest base salaries….

Salary packaging providers are there to administer benefits, not design your long-term lending strategy. That’s why many Not for Profit (NFP) employees feel there is still a missing piece when it comes to their mortgage. What packaging providers do well They: Explain…

To protect privacy, this is a composite example based on several Iconic clients, but it illustrates how NFP salary packaging and home loan strategy can work together. The starting point “Emma” (not real name) works for a large community based not for profit. She owns…

Even highly capable NFP professionals can make avoidable mistakes with their home loans simply because the rules around salary packaging and lending are not obvious. Mistake 1: Not using available caps for mortgage or rent Many NFP employees never fully use their…

Fringe Benefits Tax (FBT) concessions are at the heart of salary packaging. Understanding them at a high level helps you make better decisions about using your benefits for your home. What are FBT caps? Certain NFP employers receive FBT exemptions or rebates on…