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Many NFP employees have heard that “you can pay your mortgage pre tax” but are not sure what that actually means or whether it applies to them. Used correctly and within the rules, salary packaging can be a powerful tool in your home loan strategy. Who can package…

If you work in the not for profit sector, your pay and benefits probably look very different to your friends in the private sector. Between salary packaging, FBT caps and multiple allowances, it is no surprise that many banks struggle to read an NFP payslip properly….

Are you struggling to keep up with monthly repayments and feeling the pressure of rising costs? If you live in Canberra and have a home loan, car loan, personal loan, credit cards and maybe store cards, you’re not alone. Many families and individuals find themselves…

Refinancing and debt consolidation are powerful tools, yet many borrowers hesitate, deterred by confusing discharge processes, unclear paperwork, and perceived difficulty. The ACCC Home Loan Price Inquiry final report confirms existing lenders may intentionally…

Debt consolidation is an increasingly popular option for Canberra homeowners facing multiple repayments, from credit cards to personal and car loans. By rolling these debts into your mortgage, you can take advantage of considerably lower interest rates and streamline…

In Canberra’s dynamic property market, the decision to refinance your home loan emerges as one of the most effective strategies to secure substantial savings and increase financial flexibility. Yet, according to the ACCC’s latest Home Loan Price Inquiry, many…